Welcome to Barclays Managers Europe
This important legal information relates to this website (the "Site") and contains the terms and conditions on which we make it available to you. The information also includes important information about the regulatory status of some of our companies and important risk warnings. Please read this important information carefully.
This website is designed to provide information to existing clients of:
- Barclays Portfolios plc
- Barclays MultiManager Fund plc
- Barclays Investment Funds (Channel Islands) Limited
- Barclays Portfolios SICAV
- Barclays Investment Funds (Luxembourg) SICAV
- Barclays Funds SICAV
- Barclays Investment Funds (UK)
- Barclays MultiManager Funds (UK)
- Barclays MultiManager Fund (UK Series 2)
- Barclays Income Portfolio
- Barclays Cautious Portfolio
- Barclays Balanced Portfolio
- Barclays Growth Portfolio
- Barclays Adventurous Growth Portfolio
- Barclays Dividend and Growth Portfolio
If you are not an existing client, this website is not suitable or appropriate for you.
No investment information on this Site should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.
Not all products, services or investments described on this Site are available in all jurisdictions and some are available on a limited basis only, due to local regulatory and legal requirements. Any investment information which may be provided on this Site is provided for illustration only. Illustrations of the likely risk and reward properties of possible portfolios and investments on this Site are not specific advice about any investment and you should not rely on them. Any illustrations are accurate at the time of writing, and may be subject to change.
The recommendations made for your actual portfolio might differ from any asset allocation or strategies outlined on this Site. Please ensure that your portfolio is updated or redefined when your investment objectives or personal circumstances change.
The value of the investments which may be stated in this Site, and the income from them, may fall as well as rise. Past performance of investments is no guide to future performance. You may not get back the amount of capital you invest. Any income projections and yields are estimated and are included for indication only. Further, any valuations given in this Site may not accurately reflect the values at which investments may actually be bought or sold and no allowance has been made for taxation.
Data which may be found on this Site is based on quantitative research and analysis of historic data using current and proposed asset weightings and proprietary projections of expected returns and estimates of future volatility. Data does not reflect actual trading, liquidity constraints, fees and other costs. It should not be taken as a forecast or estimate of likely future returns. As illustrations do not take into account fees and commissions, or taxation, the actual performance of any investment might be more or less than is stated in any illustration.
Risk warnings are provided for your information and protection. We strongly encourage you to read them and to contact us if you have any questions about the features or risks of any investment or service.
Site terms and conditions
References to "you" or "your" are references to any person accessing the Site.
References to "we", "us" or "our" are references to Barclays Bank PLC.
References to "Barclays Group" are references to us, our parent company and any companies we or our parent company totally or partly own at any time.
These terms and conditions govern your use of the Site and by accessing the Site you agree to be bound by them.
Please note that if you are an existing customer of the Barclays Group, or if you become a new customer of the Barclays Group, the products and services are subject to separate terms and conditions. For new customers those terms and conditions will be provided before you enter into a contractual relationship. For existing customers, an additional copy of those terms and conditions can be obtained from your usual relationship manager or service provider.
Our liability to you
Save as otherwise provided in these terms and conditions, we shall be liable to you for loss you may suffer in respect of the Site and any information on it or in connection with the access of, use of, performance of, browsing in or linking to other sites from this Site or your use or inability to use the Site, only to the extent it results from our breach of our duties or liabilities under the Financial Services and Markets Act 2000, our wilful default of these terms and conditions, or our fraud. To the fullest extent permitted by law, we will accept no liability (whether in contract, tort or otherwise) in any other circumstances for loss of any kind, including (without limitation) direct, indirect, incidental, special or consequential damages, loss of any profit, goodwill or reputation, expenses or losses arising out of, or in connection with any error, omission, defect, computer virus or system failure, of whatever nature howsoever arising, even if expressly advised of the possibility of such loss or damages.
We shall be liable to you for any loss you may suffer as a result of acts or omissions relating to any Site services which we have delegated to any of our agents in the same way as for our own acts. This means we will be liable to you for your loss only to the extent that such loss results from our or our agents' negligence, wilful default of these terms and conditions or fraud. None of our agents shall be directly liable to you in any way.
This Site does not contain information which is intended to be investment, legal, tax or other advice. You should obtain relevant and specific professional advice tailored for your personal circumstances before making any investment decision.
Availability of the Site
We may modify, suspend or discontinue, temporarily or permanently, the Site or any part of it, with or without notice, at any time. You agree that we shall not be liable to you or to any third party for any losses of whatsoever nature howsoever arising for any such modification, suspension or discontinuance of the Site.
Internet communications are not secure
Please remember that internet communications are not secure unless the data being sent is encrypted. We cannot accept any responsibility for the unauthorised access by a third party and/or the corruption of data being sent by individuals to the Barclays Group. Some countries prohibit transmission of encrypted data over telephone lines. You should not encrypt data transmitted if you know doing so would contravene applicable local, national or international laws. For guidance relating to your use of internet communications, please contact a legal adviser.
It has always been our policy that if any of our clients are victims of unauthorised access to their accounts we will cover any resulting financial loss which the client suffers provided that the client has not breached our security procedures.
You must ensure that viruses, trojans, worms or equivalent or similar items do not enter your computer system. We assume no responsibility for loss of whatever nature, howsoever arising, resulting from such viruses, trojans, worms or equivalent or similar items.
For further information and advice on security, please read our Security section.
We may record and monitor calls made or received by us to maintain high quality service standards, to check instructions and for your protection and ours.
Where we provide hypertext links to third party internet websites, such links are not an endorsement by us of any products or services in such websites. You use such links entirely at your own risk and we accept no responsibility or liability of any nature whatsoever for the content, use or availability of such websites. We have not verified the truth or accuracy of any content of such websites.
No party is permitted to link any other website to this Site or frame or scrape the content of this Site without obtaining our prior written consent.
Countries from which you may access this Site
This Site is not directed to, nor intended for distribution or use by, any person or entity in any jurisdiction or country where the publication or availability of this Site or such distribution or use would be contrary to local law or regulation. You should not access the Site or information on this Site if you know that your access would contravene applicable local, national or international laws. For guidance on rules governing your use, please contact a legal adviser. In particular, but without limitation, this Site is not directed to, or intended for use by, residents or citizens of the United States.
Terms may be changed
We may change these terms and conditions at any time without notice by updating this page and if you continue to access or use this Site we will consider that you have accepted any changes.
Information on the Site may not be accurate
Although we have taken all reasonable care to ensure that the information provided on this Site is accurate, we give no warranties of any kind, express or implied, with regard to the accuracy, timeliness or completeness of any such information.
This Site may also contain some material provided by third parties and we accept no responsibility or liability for the accuracy of such material, whether in contract, tort or otherwise.
Opinions and any other content of the Site are provided by us for your personal use and informational purposes only. They are subject to change without notice.
In the UK only, Barclays Bank PLC is covered by the Financial Services Compensation Scheme (see www.fscs.org.uk for further details).
You may have a right to complain to the Financial Conduct Authority (FCA) or the Financial Ombudsman Service. You may complain in person, in writing, by post or e-mail. To obtain a copy of our complaints handling procedures or to make a complaint about this site, please see below. If you have an account with us, please make your complaint to your usual contact address.
You can contact the Financial Ombudsman Service by post at South Quay Plaza, 183 Marsh Wall, London, E14 9SR or by telephone: 0800 023 4567 (or +44 20 7964 0500 if calling from outside the UK). Alternatively you can visit the website.
Law and where any dispute would take place
The laws of England and Wales govern the use of this Site and these terms and conditions and you agree that, the Courts of the United Kingdom shall have jurisdiction to determine any matter or dispute in connection with or arising out of this Site and these terms and conditions.
The entire content of the Site is subject to copyright with all rights reserved and it may only be stored, held or used for your personal use only. You may not download (all or in part) for non-personal use or otherwise reproduce, transmit or modify the Site without our prior permission. However, you may print out part or all of the Site for your own personal use. These permissions are revocable by us at any time. Barclays and Barclays Wealth are registered trade marks owned by Barclays Bank PLC. You are granted a non-exclusive licence of those rights in order to view this Site on a non-commercial basis only, revocable at any time.
Contacting us about this Site
If you have any questions or comments about this Site please contact us : BarclaysInvestments.TechnicalHelp@barclays.com .
If any provision in these terms and conditions shall be held to be illegal, invalid or unenforceable, in whole or in part, then such provision or part of it shall, to the extent that it is illegal, invalid or unenforceable, be deemed not to form part of these terms and conditions and the legality, validity and enforceability of the remainder of these terms and conditions shall not be affected.
Important company and regulatory information
, Barclays Portfolios plc, Barclays MultiManager Fund plc, Barclays Investment Funds (Channel Islands) Limited, Barclays Portfolios SICAV, Barclays Investment Funds (Luxembourg) SICAV, Barclays Funds SICAV, Barclays Investment Funds (UK), Barclays MultiManager Funds (UK), Barclays MultiManager Fund (UK Series 2), Barclays Income Portfolio, Barclays Cautious Portfolio, Barclays Balanced Portfolio, Barclays Growth Portfolio, Barclays Adventurous Growth Portfolio, Barclays Dividend and Growth Portfolio are all either authorised or recognised collective investment schemes as defined under Section 237 (3) of the Financial Services and Markets Act 2000 (as amended) in the UK.